# 港险指南 / Hong Kong Insurance Guide

> Public, source-bound educational facts about Hong Kong insurance. This site does not provide personalized insurance recommendations, suitability analysis, FNA, purchase, replacement, or premium advice.

Canonical website: https://www.gangxianzhinan.com
Read-only structured endpoint: https://mcp.gangxianzhinan.com/hk-insurance
Knowledge SHA-256: 6998ef9329e2cdf729e46bc74b4a1bab56189ae6c6738040f6964fac714dccc8
Source last verified: 2026-09-26

## Published pages
- 在香港买保险，公众应先弄清哪些基本规则？: https://www.gangxianzhinan.com/zh-hans/guides/hong-kong-insurance
- 如何核实现在向我讲解保险的人是否持牌？: https://www.gangxianzhinan.com/zh-hans/guides/verify-hong-kong-insurance-intermediary
- 香港保险里的保证利益和非保证利益有何分别？: https://www.gangxianzhinan.com/zh-hans/guides/guaranteed-vs-non-guaranteed-benefits
- 什么是分红实现率？为什么不能拿来排名？: https://www.gangxianzhinan.com/zh-hans/guides/fulfillment-ratio
- 内地访客在香港了解保险时，公开监管边界是什么？: https://www.gangxianzhinan.com/zh-hans/guides/mainland-visitors-hong-kong-insurance
- AIA财富盈活储蓄保险计划在公开资料里是什么？: https://www.gangxianzhinan.com/zh-hans/products/aia-wealth-flexi-savings-insurance-plan-facts
- AIA尊耀明珠医疗计划在公开资料里如何描述？: https://www.gangxianzhinan.com/zh-hans/products/aia-privilege-ultra-pearl-medical-plan-facts
- AIA爱伴航保险计划2在公开资料里如何描述？: https://www.gangxianzhinan.com/zh-hans/products/aia-on-your-side-insurance-plan-2-facts

## Additional public guides
- https://www.gangxianzhinan.com/zh-hans/guides/cooling-off-period\n- https://www.gangxianzhinan.com/zh-hans/guides/licence-types\n- https://www.gangxianzhinan.com/zh-hans/guides/brochure-vs-illustration-vs-contract\n- https://www.gangxianzhinan.com/zh-hans/guides/regulated-advice-vs-general-information\n- https://www.gangxianzhinan.com/zh-hans/topics\n- https://www.gangxianzhinan.com/zh-hans/guides/how-to-complain-to-insurance-authority\n- https://www.gangxianzhinan.com/zh-hans/guides/questions-for-licensed-adviser

## Site pages
- About / boundary: https://www.gangxianzhinan.com/zh-hans/about
- Glossary: https://www.gangxianzhinan.com/zh-hans/glossary
- Official sources: https://www.gangxianzhinan.com/zh-hans/sources

## Safety boundary
For advice tied to a person's circumstances or a specific policy decision, use a licensed insurance intermediary. Verify intermediaries at https://iir.ia.org.hk/.